HPI

Trade Car Warehouse works very closely with HPI, to combat vehicle fraud and to protect our clients and their regulations.

What Do HPI Check?

Outstanding finance

HPI uses the UK's most accurate database of finance agreements, with over 7 million current records. 24 out of every 100 vehicles checked with HPI turn out to have outstanding car finance. If the loan remains unpaid when the car changes hands, you stand to lose the car or the money outstanding on it.

Stolen vehicles

Nearly 30 vehicles a day are identified as stolen by the HPI Check. By sourcing information from the Police National Computer, the HPI Check will tell you if the vehicle you are looking at is currently recorded as stolen.

The HPI Check will not provide details of vehicles that have been recorded as stolen but have subsequently been recovered without damage. If the vehicle has been recovered and written off by an insurance company due to the theft, this will be moved from the stolen register and show on the write off/condition alert register.

Written-off

4 out of every 100 vehicles checked with HPI has been written-off as a result of damage or theft. Although some can be safely repaired and put back on the road, others are only fit for scrap. Since 1997, the HPI Check has used the Association of British Insurers' coding on the level of damage sustained, helping you tell the difference.

Vehicles written-off within categories A, B or C will have a 'VIC marker' put against them by DVLA. The 'VIC' is a Vehicle Identity Check, and it is a scheme designed to help stop stolen cars being passed off as repaired accident damaged cars - also known as 'ringing'.

Mileage Problems

The HPI Check uses the database of the National Mileage Register to search around 125 million records. It provides the best intelligence available to protect against clocking and will help you decide whether the car that's showing a mileage of 32,000 may have actually covered 132,000 miles.

Vehicle Identity

The HPI Check will reveal if the GTi that's caught your eye is really a CL in disguise. Using over 60 million entries recorded at the DVLA and DVA (N. Ireland), it confirms the make, model, derivative, where possible, (i.e. different types of a particular model such as special and luxury editions), door plan, vehicle's current colour & prior colour, transmission, and engine size, as well as how many times it has changed hands.